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Mortgage Rates Remain Near 2025 Lows

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December 11, 2025
The average 30-year fixed-rate mortgage is well below the year-to-date average of 6.62%, providing some sense of balance to the housing market.

  • The 30-year fixed-rate mortgage averaged 6.22% as of December 11, 2025, up from last week when it averaged 6.19%. A year ago at this time, the 30-year FRM averaged 6.60%.
  • The 15-year fixed-rate mortgage averaged 5.54%, up from last week when it averaged 5.44%. A year ago at this time, the 15-year FRM averaged 5.84%.

Information provided by Freddie Mac.

Weekly Market Report

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For Week Ending November 29, 2025

U.S. homeowners earned an average profit of 49.9% on the sale of single-family homes and condominiums in the third quarter of 2025, according to ATTOM’s latest U.S. Home Sales Report. That figure is up slightly from 49.3% in the second quarter, but remains below the 55.4% recorded during the third quarter of 2024. The typical homeowner realized a profit of $123,100 in the third quarter, up 1.9% from the previous quarter but down 3.5% from a year earlier.

IN THE TWIN CITIES REGION, FOR THE WEEK ENDING NOVEMBER 29:

  • New Listings decreased 11.6% to 465
  • Pending Sales decreased 7.0% to 556
  • Inventory increased 0.5% to 9,671

FOR THE MONTH OF OCTOBER:

  • Median Sales Price increased 2.1% to $389,900
  • Days on Market increased 6.7% to 48
  • Percent of Original List Price Received increased 0.3% to 98.1%
  • Months Supply of Homes For Sale decreased 3.6% to 2.7

All comparisons are to 2024

Click here for the full Weekly Market Activity Report. From MAAR Market Data News.

Mortgage Rates Move Down

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December 4, 2025
Mortgage rates decreased for the second straight week, emerging from the Thanksgiving holiday. Compared to this time last year, mortgage rates are half a percent lower, creating a more favorable environment for homebuyers and homeowners.

  • The 30-year fixed-rate mortgage averaged 6.19% as of December 4, 2025, down from last week when it averaged 6.23%. A year ago at this time, the 30-year FRM averaged 6.69%.
  • The 15-year fixed-rate mortgage averaged 5.44%, down from last week when it averaged 5.51%. A year ago at this time, the 15-year FRM averaged 5.96%.

Information provided by Freddie Mac.

Weekly Market Report

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For Week Ending November 22, 2025

Nearly one-third (32.8%) of all homes sold in the first half of 2025 were paid for in cash, down 0.6% from the same period last year, according to a recent report from Realtor®.com. Cash sales were most common at the low and high ends of the price spectrum and vary across regions, with lower-priced and second-home markets often seeing more all-cash transactions than other areas.

IN THE TWIN CITIES REGION, FOR THE WEEK ENDING NOVEMBER 22:

  • New Listings increased 8.1% to 949
  • Pending Sales decreased 2.3% to 773
  • Inventory increased 0.4% to 9,994

FOR THE MONTH OF OCTOBER:

  • Median Sales Price increased 2.1% to $389,900
  • Days on Market increased 6.7% to 48
  • Percent of Original List Price Received increased 0.3% to 98.1%
  • Months Supply of Homes For Sale decreased 3.6% to 2.7

All comparisons are to 2024

Click here for the full Weekly Market Activity Report. From MAAR Market Data News.

Mortgage Rates Decrease

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November 26, 2025
Heading into the Thanksgiving holiday, mortgage rates decreased. With pending home sales at the highest level since last November, homebuyer activity continues to show resilience nearing year end.

  • The 30-year fixed-rate mortgage averaged 6.23% as of November 26, 2025, down from last week when it averaged 6.26%. A year ago at this time, the 30-year FRM averaged 6.81%.
  • The 15-year fixed-rate mortgage averaged 5.51%, down from last week when it averaged 5.54%. A year ago at this time, the 15-year FRM averaged 6.10%.

Information provided by Freddie Mac.