Home Haven Heaven?
Whether you’re a 1st time home buyer, step-up or step-down home buyer or realty investor, the time to buy a home is now, right now! With rates still near bottom and jumbo rates in the early 5%’s, you can have your mortgage payment at a comfortable level.
We thought rates were on the way up recently but the FED’s announcement to keep rates low, at least for the next few months, is great news for buyers! If you write an offer before the end of April and close before June 29th, you’re in the game for $8k, if you’re a 1st time buyer, or for $6.5k if you’re a buyer who’s lived in your last home at least 5 years. Nice!
With over 7 million home owners behind on their mortgage payments and the huge home inventory that already exists…take your pick…we’ll help you find the home you want and negotiate a super deal for you!
Stepping down…reducing your living space and upkeep responsibilities? More good news for you! Our home marketing program will save you thousands of dollars when you sell. You’ll have the marketing advantage of pricing your home below your competition, allowing you to sell faster - or - hold out for your best price and put extra saved equity in your pocket. Then, we’ll help you find your new home and negotiate a terrific deal for you. And here’s more good news…you’ll get cash back at the close for helping us in the search process…we’re talking about “serious” cash! So, if you have to sell to buy, call us today to find out how you win both ways…it’s worth thousands of dollars for you. Check out this exceptional program that all our clients love.
For those of you who’d like to stay in your home but can’t afford increased mortgage payments, investigate the Govt. “HAMP” program. You can learn more about it by calling our office and we’ll fill you in…or…go to www.HUD.gov and do your own research. We’d be glad to steer you to even more resources for information on how to save your home. We find that the reason most people in ‘mortgage pain’ have not taken advantage of the “HAMP” plan is that they don’t even know it exists or how it works. We have people tell us they called in but didn’t understand how to get it going, because they had no one to help them and felt intimidated. Don’t let your lender take your home! Call us and we’ll help you.
One of our very talented agents, was talking with a single Mom who was behind on her mortgage and had called the lender for help. The lender told her they would have to check on her qualifications and would let her know if she qualified for help. Our agent knew the moment he talked with her that she was in fact, qualified. He called the lender and told them to read the guidelinnes and get in the game….she was qualified and he wanted to know what they were going to do to get her payments reduced. They are in the process of setting up a very manageable payment program for her as I write this post today. Again…don’t let them have your home! We can help you, just call. (You don’t have to be buying or selling a home and there’s no charge for the help you’ll get but don’t procrastinate…cal today!)
Real Estate investors, rules have changed for flipping homes. You can sell the day after you buy, however, if you’re in title less than 91 days, the buyer will not qualify for FHA financing…and…buyers for homes priced under $200k will likely be FHA buyers. Contact us for the latest financing rules…before you make any buying and fixing decisions.
We have terrific sources for all types of home purchase financing. Just call us and we’ll get you hooked up with creative, quality lenders and super competitive rates.
Next post: The Hogger!
Ed
